Pension Tha Mi?

1st May, 2009 atanga Employees zawng zawng tana hman tawh tur New Pension System hi lo bih chiang dawn teh ang:

1. Pension atan an pawisa thoh khawm te hi Sawrkar fund(Govt. Securities) ah chauh dah  tawh lovin Equity, Govt. Securities leh Debt Market (Loan ang chi) ah te dah tawh tur a   ni.

2. Equity (Company Share) hian 50% a hauh tawh dawn avangin pension kan  lak  theih chin hi tam zawk hle tawh tura a ni.

3. Tuna Interest rate hman lai hi 8% p.a ani mek.

4. Pension Account hi Non-Withdrawable leh Withdrawable awm tura duan a ni.

5. Pension pawisa thoh tute (Employees) ten an pawisa dahna tur company an thlan a    ngaih tawh dawn avangin(Equity bik ah) Adviser emaw anmahni in hriat thiam chin an neih angai ve  hle tawh bawk ang.

6. An pawisa dahna tur thlan ngaihna hrelo te tan Auto Choice Option awm tur ani bawk.

7. Tuna Central Employees bik te hman mek NPS(New Pension System)  hian Average in 14.5 % per annum a                return.   Equity in 50% a hauh hunah chuan anni Pension poh hian atam phah hle tawh tura ngaih a ni.

8. Pension pawisa hi Fund Manager (Mutual Fund Manager ang chi) ten an enkawl tawh  dawn avangin company share-a invest mah ni se a him thokhat hle.

9. Pension Fund Regulatory and Development Authority (PFRDA) in an an regulate bawk       ang.

10. Fund Manager tur te hi, SBI, UTI Asset Management, ICICI Prudential Life  Insurance, Reliance MF, IDFC Mutual Fund and Kotak Mahindra te ani hrih phawt.

11. Contribution zat tur hi minimum ah Rs.500 per contribution. Kum khat ah a tlem ber atan Rs.6000/-. Kum khatah a tlem ber atan 4 times transaction phal a ni. A awmzia chu vawi 4 installment tala tih tur. Hetiang transact/contribute lo te chu kum tin Rs.100/- chawi tir anni ang.

12. Sawrkar hnathawk tan Withdrawable a/c zok open chuan contribution an nei thei lo. Tuna GP Fund etc ah hian thlatin hlawh 10% an chhunglut tur ania employees te hian, sawrkar in an dah zat chiah hi a contribute ve thin. Hetiang sawrkar lam atanga contribution hi withdrawable ah a awm toh lovang.

13 Kum 60 tlin hmaa withdraw chuan 80% hi annuity ah dah ngei tur. A bak zawng 20% hi a hlawm in anla chhuak thei ang. Kum 60 hnu ah erawh 40% hi annuity ah tho dah tur. A bak 60% hi a hlawmin alak theih.